# Bancontact

**With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the** **point of sale****. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.**

## **Features**

| Available country code     | Europe               |
| -------------------------- | -------------------- |
| Processing currencies      | EUR                  |
| Settlement currencies      | EUR                  |
| Minimum transaction amount | 0.01 EUR             |
| Maximum transaction amount | No Transaction Limit |
| Refunds                    | ✅                    |
| Partial Refunds            | ✅                    |
| Multiple partial refund    | ❌                 |
| Chargeback                 | ❌                    |

# **Integration Method**

**Payment method enumeration values:** **`bancontact`**

**There is integration method for Bancontact**

1. Direct API

## **Direct** **API** 

### **How to integration**

For direct API integration, you can create a PaymentIntent and get url in only one step. The following is the demo of creating payment intent:

[**Create a PaymentIntent**](api-42631218)

A PaymentIntent is an object that represents your intent to collect payment from your customer and tracks the lifecycle of the payment process. Create a PaymentIntent on your server and specify the amount to collect and a supported currency. If you have an existing Payment Intents integration, add **`bancontact`** to the list of payment method types.

***Request***

```JSON
{
    "amount": 2000,
    "currency": "EUR",
    "confirm": true,
    "payment_method_data": {
        "type": "bancontact",
        "billing_details": {
            "address": {
                "country": "BE"
            },
            "firstName": "Tom",
            "lastName": "Hans"
        }
    },
    "merchant_order_id": "txid_20221117061352",
    "return_url": "https://wooshpay.com"
}
```

***Response***

```JSON
{
    "id": "pi_1765625834258825216",
    "object": "payment_intent",
    "created": 1709792977000,
    "livemode": false,
    "currency": "EUR",
    "amount": 2000,
    "status": "requires_action",
    "merchant_order_id": "txid_20221117061352",
    "client_secret": "pi_1765625834258825216_secret_PnrcxqIEEDVmZ2GzL01wMaAO",
    "next_action": {
        "type": "bancontact_handle_redirect",
        "bancontact_handle_redirect": {
            "url": "https://XXXXXXXXX"
        }
    },
    "payment_method_types": [
        "bancontact"
    ],
    "confirmation_method": "automatic",
    "return_url": "https://wooshpay.com",
    "payment_method": "pm_1765625834174939136",
    "capture_method": "automatic"
}
```

# **Next step**

You can add more features to your integration as needed

## [Create a Webhook](doc-2517709)

Listen to events on your WooshPay account so your integration can automatically trigger reactions. Create a webhook that mainly focuses on enabled_events and url.

## [Create a Refund](api-51369554)

Create a refund to repay funds to your customer. You can also perform partial refunds, but not every payment method supports them. A partial refund is when you refund only part of the original transaction amount.